Find your money personality
The Regular
🧡
The Debt Crusher
🩷
The YOLO
💚
The Wealth Builder
💙
The FIRE
🧡
In This Economy?
💚
The Regular 🧡 The Debt Crusher 🩷 The YOLO 💚 The Wealth Builder 💙 The FIRE 🧡 In This Economy? 💚
The 50/30/20 Rule and Variations
The 50/30/20 Rule is a spending plan that breaks down expenses into simple percentages: 50% needs, 30% wants, and 20% savings. These simple guidelines can be easier to stick to than other budgeting methods.
The Club Money app works with the same percentages in 4 words: Spend (needs), Splurge (wants), Save (savings), and Share (for gifts; included in Splurge).
The Regular
Not sure where to start? The 50/30/20 Rule works well for most people.
The Debt Crusher
Don’t let debt weigh you down! Make a dent while savoring the small splurges.
The YOLO
Life is short! Make the most of it while still building a habit of regular saving.
The Wealth Builder
If cutting back is no biggie, optimizing for savings now could be a smart move.
In this economy?
Inflation won’t take a vacation, but that doesn’t mean you can’t!
The FIRE
Earn financial independence by supersaving until you hit your big number.
Calculate for your income
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Monthly income
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$
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Spend
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Splurge
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Save
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Share
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included in Splurge
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Try this budget free for 14 days
Exclusively from Club Money