Find your money personality

The Regular

🧡

The Debt Crusher

🩷

The YOLO

💚

The Wealth Builder

💙

The FIRE

🧡

In This Economy?

💚

The Regular 🧡 The Debt Crusher 🩷 The YOLO 💚 The Wealth Builder 💙 The FIRE 🧡 In This Economy? 💚

The 50/30/20 Rule and Variations

The 50/30/20 Rule is a spending plan that breaks down expenses into simple percentages: 50% needs, 30% wants, and 20% savings. These simple guidelines can be easier to stick to than other budgeting methods.

The Club Money app works with the same percentages in 4 words: Spend (needs), Splurge (wants), Save (savings), and Share (for gifts; included in Splurge).

The Regular

Not sure where to start? The 50/30/20 Rule works well for most people.

Three colorful circles with numbers inside: an orange circle with 50, a pink circle with 30, and a green circle with 20.

The Debt Crusher

Don’t let debt weigh you down! Make a dent while savoring the small splurges.

Three colorful circles with numbers inside: orange circle with 50, pink circle with 20, and green circle with 30.

The YOLO

Life is short! Make the most of it while still building a habit of regular saving.

A bubble chart with three circles of different sizes and colors: orange with the number 50, pink with the number 40, and green with the number 10.

The Wealth Builder

If cutting back is no biggie, optimizing for savings now could be a smart move.

Three colorful circles with numbers: orange circle with 40, pink circle with 20, green circle with 40.

In this economy?

Inflation won’t take a vacation, but that doesn’t mean you can’t!

A diagram with three circles of different sizes and colors. The largest orange circle has the number 60, the medium pink circle has the number 30, and the smallest green circle has the number 10.

The FIRE

Earn financial independence by supersaving until you hit your big number.

Three circles of different sizes and colors with numbers: orange with 20, pink with 20, and large green with 60.

Calculate for your income

The Regular

50/30/20

Monthly income	$
Spend	$2,500
Splurge	$1,500
Save	$1,000
Share	included in Splurge

Try this budget free for 14 days

Exclusively from Club Money