Your Money Forecast

💰☀️📈

Shows you what to do with your money
and what happens next

Get your Forecast
Get your Forecast

We’ve launched!

Get the app for iOS. Takes just 30 minutes and costs just $30.

✨ Powered by real humans 💪

Get personalized money tips

Money Forecasts are professional recommendations, delivered anonymously. With your money forecast, you will:

  • Discover your best strategy for saving, investing, and paying off debt

  • Know exactly how much you should keep in cash savings

  • Find the right mix of accounts and know how to prioritize them

  • Learn how to make progress toward your goals right now

Arrangement of various items including a potted plant, keys, coins, a roll of money, a graph, a check, credit cards, a gift box, a piggy bank, a miniature shopping cart with a heart, a lollipop, a pen, and three pennies on a white surface.

See what happens next

Visualize what’s possible for your money when you take the recommendations of our Certified Financial Planner® professionals.

Your money forecast includes anticipated cash savings, debt, and investments for the next 3, 6, and 12 months.

  • Graph showing cash savings increasing over time

    Cash savings forecast

  • Graph showing debt decreasing over time

    Debt forecast

  • Graph showing investments increasing over time

    Investments forecast

How it works

A smartphone screen displays a finance app with a greeting to Jonathan, showing 14 days left in July. It shows new transactions to swipe (8), remaining spend ($1,039), remaining splurge ($1,268), and a word of the day about the W-4 form. The bottom navigation bar has icons for Home, 4S, Priorities, Learn, and Members.
A smartphone screen displays a finance app with a greeting to Jonathan, showing 14 days left in July. It shows new transactions to swipe (8), remaining spend ($1,039), remaining splurge ($1,268), and a word of the day about the W-4 form. The bottom navigation bar has icons for Home, 4S, Priorities, Learn, and Members.

1. Get the app

A young man with dark hair, light skin, and a slight beard, wearing a tan jacket over a white shirt, pointing to himself with a confident expression, against a black background.

Download Club Money on the App Store and subscribe to money forecasts to get pro money recommendations and a month of expense tracking for just $30.

Mobile phone screen showing a banking app interface with a list of U.S. bank logos, including Chase, Bank of America, Wells Fargo, CitiBank, US Bank, Capital One, PNC, USAA, American Express, TD, Regions, Navy Federal, and Citizens.
Mobile phone screen showing a banking app interface with a list of U.S. bank logos, including Chase, Bank of America, Wells Fargo, CitiBank, US Bank, Capital One, PNC, USAA, American Express, TD, Regions, Navy Federal, and Citizens.

2.

Connect accounts

Digital artwork of a person holding two smartphones, with stylized lines and a gradient color scheme.
Digital artwork of a person holding two smartphones, with stylized lines and a gradient color scheme.

Connect your accounts with Plaid, the same secure service trusted by more than 4,000 banks and financial apps, including Venmo, Acorns, and SoFi. Read more about data privacy.

Mobile payment app screen showing a Lyft transaction of $21.56 on June 7, 2026. The app has options to spend, splurge, save, and share, with navigation icons at the bottom for Home, 4S, Priorities, Learn, and Members.
Mobile payment app screen showing a Lyft transaction of $21.56 on June 7, 2026. The app has options to spend, splurge, save, and share, with navigation icons at the bottom for Home, 4S, Priorities, Learn, and Members.
A young woman with red hair wearing a denim jacket celebrating while looking at her smartphone.

Swipe expenses

3.

Sort your expenses just by swiping! The Spend Splurge Save Share® method is simple, fast, and even a little bit fun. Find out how much you’re really saving.

Mobile phone screen showing a survey with the question 'What are your sources of income?' and options including full-time job, part-time job, gig work, content creation, and other, with checkmarks next to some options. Navigation bar at the bottom includes icons for Home, 4S, Priorities, Learn, and Members.
Mobile phone screen showing a survey with the question 'What are your sources of income?' and options including full-time job, part-time job, gig work, content creation, and other, with checkmarks next to some options. Navigation bar at the bottom includes icons for Home, 4S, Priorities, Learn, and Members.

4. Tell us about you

A young Black woman with natural curly hair, wearing a gray blazer and white shirt, holding a smartphone in her right hand, looking confidently at the camera.

To make the best recommendations, our CFP® pros need to know a little more about you. Answer a few simple questions in your anonymous profile. Finish all 4 steps in about 30 min.

5. Get your money forecast

Within a week, you’ll receive your customized targets for savings, debt, and investments from our team of Certified Financial Planner® professionals. All within the app, no phone calls needed.

No matter what’s happening with your finances right now, our professionals will know what to do. Understand where you are today, where to focus next, and how to make progress one month at a time. Meet our CFP team.

Get your money forecast as soon as we launch! Join the waitlist today.

Screenshot of a financial planning page displaying monthly income of $5,102, expenses of $4,602, and savings of $500. It shows three target icons: a green piggy bank for saving cash with a target of $250, an orange icon for paying debt with a target of $150, and a blue chart for investing with a target of $100.

Check the sample forecast »
Design prototype only. Not advice.